Last verified:April 30, 2026
Last updated:April 30, 2026
Crypto Referral — Quick Facts
- ✓ Referral code XVJHLJ applies when joining Wealthsimple
- ✓ Access to 50+ cryptocurrencies including BTC, ETH, SOL
- ✓ Trading fee: 1.5–2% spread (no separate commission)
- ✓ Regulated under Canadian securities law
- ✓ Deposit $100 from external bank → get $25 bonus
Important: How the Crypto Referral Works
Note: The $25 referral bonus requires a $100 deposit to any Wealthsimple account (not specifically crypto). Many users open a Wealthsimple account, deposit $100 to a personal investing account to trigger the bonus, then also use Wealthsimple Crypto separately. You do not need to deposit into crypto to get the bonus.
What Crypto Is Available on Wealthsimple?
Bitcoin (BTC)
Ethereum (ETH)
Solana (SOL)
Cardano (ADA)
Polkadot (DOT)
Chainlink (LINK)
Litecoin (LTC)
Dogecoin (DOGE)
50+ others
Steps to Get Started
- 1
Join Wealthsimple via referral link
Click below — code XVJHLJ is pre-applied. Open any account type first.
- 2
Deposit $100 from your bank
To earn the $25 bonus, deposit $100 from an external bank to any Wealthsimple account.
- 3
Access Wealthsimple Crypto
Once your account is open, navigate to the Crypto section in the app to access crypto trading.
- 4
Start trading crypto
Buy and sell 50+ cryptos directly from the Wealthsimple app. No separate account needed — crypto is integrated.
Do You Qualify?
Check all items that apply to confirm your eligibility.
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Code XVJHLJ · Opens in Wealthsimple
Crypto FAQ
Does the Wealthsimple referral code work for crypto accounts?
Yes. Referral code XVJHLJ applies when opening any Wealthsimple account, including Wealthsimple Crypto. You must deposit $100 from an external bank to a Wealthsimple account to qualify for the $25 bonus — the deposit can be to any account type, not specifically crypto.
How does Wealthsimple Crypto compare to Coinbase or Kraken?
Wealthsimple Crypto is a regulated Canadian platform where your crypto holdings are held in trust. It charges a 1.5–2% spread on trades. Coinbase and Kraken offer more coins and lower fees for active traders but are not regulated in Canada in the same way. Wealthsimple is better for casual or beginner crypto investors who want simplicity and Canadian regulation.
Can I hold crypto in my Wealthsimple TFSA?
No. Wealthsimple's crypto holdings are in a separate account and cannot be held inside a TFSA or RRSP. Capital gains on crypto in a personal account are taxable. Wealthsimple does offer crypto ETFs (like Purpose Bitcoin ETF) inside registered accounts, which provide indirect crypto exposure.
More Account Guides
WealthPerks Insight
Wealthsimple's crypto offering is one of the most regulated and accessible ways for Canadians to get exposure to cryptocurrency — but it is not designed for advanced crypto users.
Wealthsimple Crypto is suited for Canadians who want simple, regulated Bitcoin or Ethereum exposure without managing wallets or private keys. It is not suitable for DeFi, staking, or users wanting to hold assets in their own custody. The referral bonus applies to accounts that include crypto exposure.
Best For
- Beginners wanting regulated crypto exposure in a familiar app
- Canadians who want BTC or ETH without managing wallets
- Users who want crypto as a small portfolio allocation alongside stocks and ETFs
May Not Be Ideal If
- Advanced crypto users wanting self-custody or DeFi access
- Users wanting a wide range of altcoins beyond Wealthsimple's limited selection
- Users who want to transfer crypto to external wallets (Wealthsimple does not support outbound transfers)
See all verified codes: Canadian referral codes directory →