Last verified:April 30, 2026
Last updated:April 30, 2026
Next review:July 2026
Wealthsimple Referral Bonus History
A complete record of every Wealthsimple referral bonus amount and promotional offer from 2023 to present.
Current bonus
$25
Highest ever
$0
Promotions tracked
0
AM
Written by Andrew MacCallum — Canadian Investing & Fintech Contributor
Content independently verified against current offer terms — Last verified May 1, 2026 · Next review August 2026
Current Offer — May 2026
$25 CAD Bonus
Code: XVJHLJ · Min. $100 deposit
Complete Bonus History Table
All known Wealthsimple referral bonus amounts, organized by time period. Highlighted rows indicate promotional offers.
No history records found.
* Data sourced from Wealthsimple's official referral pages and verified by our editorial team. Some periods may have had temporary regional or user-specific variations.
Bonus Trend Analysis
Wealthsimple has maintained a standard $25 CAD referral bonus for most of its referral program history. This is the baseline offer that applies year-round for both the referring user and the new user.
Promotional periods — most commonly aligned with RRSP contribution season (January–February) and occasional marketing campaigns — have offered elevated bonuses of $50 or more. These promotions typically require a higher minimum deposit or are limited to specific account types.
If you're planning to open a Wealthsimple account, it can be worth timing your signup to coincide with RRSP season promotions, when the bonus is often double the standard rate. However, the standard $25 offer is available year-round.
Frequently Asked Questions About Bonus History
Has the Wealthsimple referral bonus ever been higher than $25?
Yes. During promotional periods — particularly RRSP season — Wealthsimple has offered bonuses of $50 or higher. These elevated offers are time-limited and may require a higher minimum deposit.
How often does Wealthsimple change its referral bonus?
The standard $25 offer has been stable for years. Promotional changes typically happen 2–3 times per year, aligned with marketing campaigns or seasonal financial events like RRSP season.
Will the Wealthsimple referral bonus increase?
We cannot predict future offer changes. Wealthsimple adjusts its referral program at its discretion. Subscribe to our updates or check this page regularly to stay current.
Related Pages
WealthPerks Insight — Bonus History Trends
Wealthsimple's referral bonus has generally hovered in the $25–$50 range since the program launched, with variations tied to platform growth campaigns and competitive pressure from other Canadian fintech platforms.
The minimum deposit requirement has been more variable than the bonus amount — shifting between $1 and $150+ during different campaign periods. Users who have tracked the program over time know that the deposit threshold matters more than the bonus headline when evaluating whether it's a good time to sign up.
What Bonus History Tells Us
Timing the Bonus
Wealthsimple sometimes runs elevated bonus campaigns (e.g., $75–$150) during RRSP season (January–March) or during product launches. If you can wait, these windows offer better value.
Deposit Minimums
The required deposit has ranged from $1 to $150+. Higher minimum periods typically coincide with higher bonus amounts. Monitor both figures — a $100 bonus requiring $500 deposit is a worse deal than a $25 bonus requiring $100.
Program Stability
Unlike some platforms, Wealthsimple has maintained a referral program continuously since its early growth phase. The program has never been fully suspended, though amounts and terms have varied.
WealthPerks Take
Historical bonus data is useful for context — but don't over-optimize on timing. The current $25 bonus with a $100 minimum is a reasonable offer, and the most important factor is whether you were going to open an investing account anyway. A $25 bonus for an account you'd open regardless is pure upside.
Current code: XVJHLJ — Claim the $25 bonus →